face-wine     “Age is just a number. It’s totally irrelevant unless, of course, you happen to be a bottle of wine.– Joan Collins

Wineries have a unique set of risks that must be managed carefully and effectively. The winemaker goes to great lengths to ensure the wine develops correctly at each stage, so that the bottled product is a delight to the consumer. While many components of wine making can be carefully controlled, there are of course some that can’t. Weather affects crop yield and quality—some years are better than others. Accidents can lead to broken bottles or spilled barrels. Having the proper insurance in place to be able to properly handle unforeseen damages or losses is vital.

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